Does it ever seem to you that when it rains, it pours?  This seems especially true when it comes to automobile expenses.

As a typical American multi-car family, we have our share of auto woes.  My youngest college-age daughter puts on more miles and wear and tear on her car than Magellan did circumnavigating the globe.   I basically just use mine for commuting back and forth to work.  While this isn’t a great distance, I do add miles doing my daily errands and chores.  My husband uses his vehicle for work and travels throughout the state.

When we take extended car trips, we use my car.  This past year, we have had to replace two of the vehicles.  My husband needs to replace his, but unfortunately, he’s on the waiting list.  To do otherwise would be a financial nightmare.

While up in Vermont this past weekend at a cookout, we spoke with several guests who indicated that layoffs were occurring at their companies. It seems like everyone is trying to pinch pennies and save on expenses.

One of the ways our family members were able to avoid adding additional Credit card debt over the weekend was by staying overnight with family, rather than booking a room at a hotel or motel. The birthday celebration was a backyard barbecue, rather than being hosted in a restaurant or being catered. It was tremendous fun, and everyone was able to dress casually, rather than spend extra money for formal or special occasion clothing.

If you’re family is experiencing financial problems in today’s economy, Bills.com may be able to assist you Consolidate debt. Bills.com has all the debt help resources and information you need to start tackling your debt. They have a Debt Help Savings Center that will help you find the best solution for, whether that is Debt consolidation, credit counseling, debt settlement or other forms of debt help. Bills.com will help identify what options you have and which ones are best suited to help you tackle your debt. Browse through their articles, debt help guides, and Debt relief tips and get all the information you need to get Debt help.

Financial Troubles In Today’s Economy? Do You Ever Ask Yourself How Did You Get Yourself Into That Mess? is a post from: Moomettes Magnificents

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1. Financial Tips And Advice For Teenagers and Money – American Express Practice Safe Program
2. The Economy – Great Recession – Park Closings – Bank Tellers and Random Tuesday Thoughts

The beat goes on, the beat goes on

 Drums keep pounding a rhythm to the brain 

La de da de dee, la de da de da

Sonny and Cher

You know, being a Baby Boomer has its advantages.  I’m so happy the Internet evolved.  It’s the perfect platform for Boomers to continue to protest and grandstand.  As I came of age in the early ’70s, I was in college during the Peace Rallies, Love-Ins and Protest Demonstrations.  So hang on to your Jimmy Choo’s, now that I have a Blog, I can fulfill my inner New England Curmudgeon, feminist, bra-burning, march-to-the-tune-of-a-different-drummer beat.  “And the Beat Goes On…”

So goes the continuing saga of my experiences as an Affiliate Rep.  I’m beginning to question whether this is something I really want to be associated with.  The products are great, but the methods and tactics some of you WAHMs use to promote and peddle your wares are definitely questionable.

Come’ on ladies, if you’re a WAHM signed up to be an Affiliate Marketer, you a) either have young kids or b) have grown kids.  Don’t you read the news, Blogs, whatever?  - there’s a whole generation of kids being raised  with a bad case of the “gimmies”  who think they should be living a life of entitlement and instant self-gratification.   I posted about this awhile ago during the holiday shopping season here.

This is an actual portion of a post from a WAHM (I’m led to believe) that appeared within the last day or so  on a Yahoo Group Affiliate Membership forum that I belong to:

….I don’t have any teen girls, How is the best way to find them with out seeming like the creeping lady on the corner outside of school? Most of my friends have small kids, (under 10) Thanks for any help.

This person was trying to infiltrate the ‘tween set to peddle products that might be of interest to ‘tweens.

And here was my posted response:

Hi ~

There are many charitable organizations out and around that are really looking for volunteers to help with teen mentoring  programs or the disadvantaged.

I would suggest checking with your local social services agencies, church groups, school PTA’s, after school programs, YWCAs and the like.  I’m sure they’d be more than happy to assign you to work with and get to know some teens!

Sarcasm intended.  Get real.  Now I’m a mom of 2 grown daughters.  One’s a college grad ~ the other’s finishing her Junior year in college.  Ever hear about the credit card offers that come in daily targeting these kids?  Ever wonder why they’re graduating with a mountain of credit card debt (mine did Not and are Not) and student loans before they even get a chance to cash their first post-college paycheck?

Are you WAHMs that desperate that you have to go after the middle school set to push your products?  Shame on you.

While I believe in many of the products I offer, I’d like to think I’m not desperate.  If you click on my banners and like the products enough to make a purchase, fine.  But you won’t find me trying to be a pusher and sell to kids who should instead be learning about money-management.  They get enough of that in ‘tween magazines, radio, TV and peer pressure.

Anyone out there have a conscience?

Financial Troubles In Today’s Economy? Do You Ever Ask Yourself How Did You Get Yourself Into That Mess? is a post from: Moomettes Magnificents

Related posts:

1. Financial Tips And Advice For Teenagers and Money – American Express Practice Safe Program
2. The Economy – Great Recession – Park Closings – Bank Tellers and Random Tuesday Thoughts